You’re probably here because you’ve formed or are about to form a new family unit, where at least one other family unit already exists. In other words, when you know you need to seek counselling, you are blending families. This means at least one of the parties is bringing in children from a previous relationship and in order to start a brand new family. The desire is of course for everything to work smoothly from day one, but more often than not, you will encounter some bumps in the road when starting a new blended family. But how do you tell if these are just bumps you need to ride in order to move forward, or if they are real issues that you will require help & support to overcome?
In order to know this, blended families must first understand what are healthy & unhealthy dynamics to be expected in the new family. When the needle starts to swing towards unhealthy, that’s a signal for counselling or support to be considered. Disagreements, arguments and other issues are common in the beginning, but if this has progressed to unhealthy levels, it may be time to seek professional help.
Navigating the world of a blended family can be quite different to being in a traditional family. Often, a significant amount baggage can come along from past relationships and kids. Some families can find that they struggle to blend well. There is nothing wrong with seeking professional help to smooth out the creases and make it easier for everyone. Let’s take a closer look at the blended family, some common problems they face, and when they should consider counseling.
What is Blended Family?
A blended family can come in many different forms. It is basically a family that occurs when parents try to combine together with children from one or both of their previous relationships. It often results in a step-parent on one or both sides. Each family has already spent time growing and developing with their respective parents. When they try to blend with a new person, the step parent, or even with other children from the step-parent, there’s bound to be some kinks along the way.
Whether the original parent was ever married before or not, this blended family will cause children, as well as the adults, to go into a new family dynamic that they were not used to before. Whether both or just one partner is bringing kids into this relationship, it is important to give it time for the children to learn and understand the new dynamics they are in.
Keep in mind that these new relationship dynamics can get complicated. If Suzy were an only child with her parents before the divorce, she may not understand how to get along with Tim and Ben when they start living in her home with her mom and new step dad. This is a confusing time already, with Suzy trying to get used to a new parent in the mix, and she also has to adjust to two new step-siblings as well.
Things are tough for Tim and Ben as well. They now have to get used to having a sister for the first time, as well as a new mother figure in their lives. If you as the parent feel confused and overwhelmed by the changes and adjustments, just imagine how much harder this is for the children involved, regardless of how many.
Common Problems That Show Up In Blended Families?
There are many different problems that can arise in a blended family. With some of these families, some work and mutual understanding can help them to handle the problems on their own. For others, help from the outside might be necessary.
Regardless of whether the blended family should consider seeking help for their problems or not, some of the common issues that blended families may face include:
1. Not being on the same page
If you and your partner are not able to get together and agree on important things in the family, it will be harder for the children to get along as well. Right from the beginning, sit together and discuss how you will handle important decisions such as how to parent the children and what your discipline strategies are. Some blended families do better by allowing only the biological parent to be involved in discipline for their child.
2. Trying to be the same as before
It goes without saying that going back to the way you were before is not going to be a reality at this point. Both you and your partner are now responsible for a family that is larger and much different than it was in the past. You can’t continue things as before because you have new people in the mix and the process is different. So sit down with your partner to see how you should handle how the new household should be run, from chores to errands to everything else, that will come up on a day to day basis.
3. Forgetting the ex
If there are children in the relationship, then there is an ex somewhere in the picture. And forgetting to factor this person in is probably not a wise move. Unless the ex is completely cut off from the children and hasn’t been seen in years, they will have some part to play in your family too. So what’s the healthiest way of going about this? Your ex will always be important to your children, even if you have re-married now. So it’s probably best to conduct the ex relationship in the most civil and friendly way that you can muster up in order to help the kids.
4. Not letting your partner parent your children
It can be hard to allow someone else to parent your biological children. As it would be difficult for your partner to accept you parenting or disciplining their children. However, there should be some agreement as to what could be acceptable for both parties. If Thomas the step-father is beginning to find that his step-son Max tends to be very messy, he should be allowed to raise this to his wife Sarah (Max’s biological mom). Sarah may want to try to be objective about this. The couple might want to discuss what Thomas should do in a situation like this. Would Sarah prefer Thomas to approach Max directly to address his messiness? Or would Sarah prefer Thomas to come to her so that she can address issues with her biological son herself? See if you can agree to be fair and kind in these situations and to not get offended as long as your partner keeps the conversation healthy & constructive.
5. Sibling Rivalry
The children from both sides of the relationship are not going to always get along. Even children from the same parents sometimes don’t get along. So be prepared, that with the added complexities of a blended family, that this can multiply.
6. Not giving your children enough attention
You have more children now. This means that you and your partner need to take extra time to really give each one some individual attention. Find even a little time each week to spend with each child in a positive way. Even 10 mins per kid per day will do at the start. This helps them to feel like they are still important in the family, even with all of the changes.
7. Forgetting that it takes work
No matter what fairy tales you have in your head, it is going to take work to make a blended family come together. There is a learning curve and you do not need to master it right away. But do realise that this is something new for everyone and it may not be easy at the start.
Do I Need a Counsellor?
Sometimes blended families can put in a lot of work to try and get everyone on the same page. And to see success with their new dynamic and yet you find something is still not working. There are too many arguments, not everyone feels like they are truly a family. Or you worry that you may need to break up with your partner just to get some normalcy back to your lives.
Consider seeking out the help of a counsellor for your blended family. Did you know that there are more than one type of counselling available to help you through this? Perhaps you and your partner just need some assistance with learning how to navigate your new parenting roles? Or perhaps you feel that a few of the children are struggling with this new dynamic and need help adjusting? Would the whole family benefit with coming in and learning about this new family and how to work together?
All blended families can benefit from working with a counsellor. However, there are a few red flags that show that counselling may be more urgently required. These include:
- When the yelling and screaming is almost constant.
- When a child tries to run away from home.
- If physical violence, either from a parent or a child, as begun.
- When a child has begun to exhibit self-harm.
- When the parents are at the brink of splitting up to stop the insanity.
If any of these have occurred, and especially if several have already happened. It is time to get the blended family into counseling sessions to deal with the problems.
How to Make a Successful Blended Family
No matter how hard you try, be prepared for some hiccups along the way. Bringing together two different families and trying to make it work is no small feat. It is natural for the kids from each side to experience some pullback at the idea that some of their traditions and routines will now be different.
The good news is that there are things you and your partner can do to make your blended family work. Considering counselling when things seem to get out of control is a great first place to start. But some other things you can do include:
- Be civil: If the members of the new family can be civil to one another, rather than trying to withdraw or be hurtful, then the relationship will go more smoothly. Make it a rule that no matter how angry or upsetting something is. Everyone is expected to be civil to one another.
- All relationships are respectful: This includes everyone. Not only should the children be respectful to you, but you need to be respectful to them. Remember that this is hard on them. They are trying to adjust to changes as well. When you can be open and respectful to each other, the family will work.
- Compassion for everyone: The children that come into a blended family are all at different life stages, meaning they all have different needs. Each one may also be at their own stage of accepting this relationship. Teenagers may adapt to this differently than a toddler for example. Keep an open mind and discuss with your counselor how you can respect and work with these differences.
- Understand that things will change with time: The goal is that after being together for a few years, the family will be able to grow. Members will have time to adjust and when the rules above are followed. They can start to create their own bonds. If handled well, even if that means help from a counselor, the family will blend together well.
Final Thoughts
Too many blended families do not seek the counseling they need. This is often a combination of being in denial about any real problems in the family and the negative stigma that is left behind when it comes to visiting a counselor.
Seeking help from a counselor is not a sign that you are weak or that you did something wrong. It is a recognition that something is not working and you need help. Your blended family is important and if you can recognise that something is off and that the members of the family need help bonding and getting along. Then a counselor may be the best route to make that happen. Seeking help early on, rather than pushing it to the side. And forgetting about it is the best way to give everyone a voice in this new family dynamic.
“Having a close and caring family is a beautiful dream, but a dream without a plan isn’t worth a nickel. However, a dream with a workable plan may be worth a million bucks.” – Dr. Rich Melheim, ‘Holding Your Family Together’.
The above quote perfectly sums up just how much effort has to be put into running a successful and happy household and this couldn’t be truer than in situations where there is financial planning required in a blended family.
Making financial decisions is a very important aspect of life and this becomes even trickier when you enter a marriage and need to undertake financial planning with your spouse. As if that wasn’t tricky enough as it is, financial planning in blended families is even more so. This is where partners enter into a marriage and there are kids and step-kids involved from previous relationships.
If you’re entering into a blended family situation or already find yourself in one, you may be asking yourself several questions. “What should step-parents and bio-parents pay for?” may be a question you’ve asked yourself over and over again. “Should I pay for my step-children?” is a question that may be on your mind. If you’re entering a blended family situation with kids of your own, you may wonder, “Should my partner pay for things my kids need if they’re not his own children?”
These questions aren’t easy to navigate, but it’s important for you to have clarity on financial matters before committing to such a situation because it can be the cause of trouble later on if not dealt with early in the relationship.
Partners may go into a step-parenting situation with the best of intentions to do justice to the kids, but without a clear plan, things can get complicated. We’ve got some helpful ways that you can navigate finances in a blended family to ensure that you, your partner, and the kids are treated fairly. Read on to find out.
Make sure there’s financial transparency between you and your partner
The first thing you need to do if you’re wondering how to split finances if you have step-children or are in a blended family is to start the conversation about it with your partner. Avoiding this topic is simply not a good idea.
Such a discussion isn’t merely to get an idea of how much each party earns so that you can carefully plan monthly expenses together and set aside an a plan for your future too. The discussion should also for a little deeper than that. You This is really a question of building relational trust with your partner and openly communicating your expectations in the relationship.
When kids and step-kids are involved and there are ex-spouses to consider, it becomes important that you understand what expenses your partner may have in terms of his alimony payments, child support, and other similar expenses. It would probably also be a good idea to discuss your financial philosophies and see if both your values are aligned as far as financial matters and the kids are concerned.
Openly discuss the question of what each party should be paying for as step-parent and/or bio-parent so both of you are on the same page.
Seek out the help of an expert or family lawyer
Once you’ve established relational trust with your partner and there’s financial transparency between you both, you’ll be able to decide whether you both have shared financial goals or not. Despite the best intentions that you may have for each other and the family, it’s a good idea to seek out the advice of a professional as well. While a family counselor or therapist can help with other complexities that may arise when you’re a part of a blended family, a family lawyer can make things clearer for you legally.
You can jointly create a Togetherness Agreement (which may or may not be legally binding based on the decision of partners involved). Such agreements clearly state the assets, debts, dreams, and obligations of both partners involved and outline the roles and responsibilities of each partner when it comes to the financial well-being of their family.
Stay on top of all your documentation
Documentation is key in order to help you monitor the dollars and have access to financial transparency. Divorce and remarriage involve a lot of paperwork, so make sure you know everything you can about your partner’s child support, alimony, and other legal obligations. This will ease your process to achieving and maintaining financial transparency in a relationship, especially more so if that relationship is in a blended family.
Create accounts
The task of creating accounts is a decision that is up to the partners involved. You could continue to maintain individual bank accounts and contribute towards household expenses based on the proportion of income brought in by each partner. You could even create a joint account and pay for expenses from that. The decision is up to you but whatever it is, both partners need to agree – and if needed, come to a middle ground on what to agree on. This would also be a good time to discuss contingency plans together. Bring up tough questions like: Who pays for the step-kids if one partner suffers a sudden job loss? Discussing situations like this can help you stay prepared and make things easier if such an event does arise. You may not get answers to all these questions all in one conversation – but it opens up the avenue to process & come up with a plan for it over time.
Treat children fairly
How to decide on financial planning if you have step-children? If you enter a family situation with kids of your own and become a step-parent, you may feel like you want to carve out a larger chunk of the finances for your own kids. This may not feel fair to the other kids and it’s not likely to result in a happy or successful blended family situation. If you do feel conflicted about the family situation, it’s a good idea to dig deeper into why this is the case. More often than not, the root cause isn’t the kids at all. It’s more to do with control, self-image, power, seeking validation, and other complex feelings. Getting to the root cause can help you overcome such feelings and realize that the kids aren’t the enemy here.
If all other things fail, before making any financial decision relating to your step-kids, ask yourself if you would be pleased with the outcome if your biological kids were at the receiving end of it. If you wouldn’t, it wouldn’t be fair to put your step-kids on the receiving end either. Treating them fairly is necessary if you want to succeed in such family dynamics.
Don’t put off estate planning or a discussion of inheritance
In keeping with the above point, make sure you discuss issues concerning inheritance and estate planning early on in your relationship. This avoids any fights in the future among the kids and step-kids and clearly outlines what will be due to whom when the right time comes.
What the experts and the experienced have to say
“It’s a transition in life for these families…We ask them to really look at the big picture and lay out everything on the table that they can, and to talk through it, trying to identify immediate and specific needs for their kids.” – Jeremy Simpson, Thrivent Financial professional, Alabama
“The biggest challenge is when blended families try to figure it out as they go and they don’t have those financial conversations in advance…They just decide to wing it because they’re in love, but then they later find out that their values clashes are so huge that they are very difficult to overcome.” – Deborah Price, Founder & CEO, The Money Coaching Institute, Petaluma, California
“Ask: what are your financial obligations to your ex? Is there child support? Is there alimony? Are you responsible for paying for housing or their utility bills? Having that conversation, asking those questions immediately. How hard is that?” – Laurie Marchel, co-author of ‘The Stepmoms’ Club: How to be a Stepmom Without Losing Your Money, Your Mind and Your Marriage.’
“There always seems to be a tug-of-war occurring when it comes to estate planning for a blended family, with the want to provide for the financial security of a surviving spouse while at the same time securing an inheritance for children of a previous marriage.” – Gregory Cayne, tax attorney & partner at Grant, Herrmann, Schwartz & Klinger LLP, Midtown Manhattan.
“Couples often say to one another, I’ll take care of your kids and you take care of mine, and they have the best of intentions…But the complexities of being a blended family, the multiple households that are involved and multiple caregivers, adults that are involved and the multiple generations that are involved make it a challenging process.” – Ron Deal, co-author of ‘The Smart Stepfamily Guide to Financial Planning’, marriage and family therapist.
Conclusion
Like several other matters in a relationship that require effort, financial planning is one of them and the task becomes even more difficult when the needs of a blended family have to be taken into consideration. The good news though, is that it’s not impossible. You just have to be committed enough to want it and put in the effort to achieve it.
In the words of John L. Beckley, “Most people don’t plan to fail, they fail to plan.”